Property Cash Back Malaysia
Own a Ready-to-Rent Property With Up to RM50K Cash Back & No Upfront Cost
For Malaysians who want high bank approval, rental income, and real cash in hand — structured by former bankers who know exactly what banks approve.
✅ Cash in hand + ready-to-rent property.
✅ Zero upfront cost — cash back covers everything.
✅ Rental income that can cover most (or all) instalment.
✅ Higher loan approval rate using ex-banker strategy.
✅ Potential to own 2 properties within 12 months.
Free eligibility check • Strategy-first • No obligation
The Problem (Why Most People Get Stuck)
You want to buy property, but:
❎ Banks keep rejecting or delaying your loan.
❎ Agents push projects without caring if your loan passes.
❎ You’re stuck saving for down payment, legal fees, renovation.
❎ Rental barely covers instalment or worse, negative cash flow.
You’ve tried:
▶️ Applying directly to banks.
▶️ Talking to random agents.
▶️ Looking at “investment” projects online.
Result?
Time wasted. Stress. Missed deals. Meanwhile, property prices keep going up, and you’re still waiting.
The Solution (Why This Works)
This is not a normal property sale. This is a loan-first, approval-driven property strategy. Our team consists of former bankers and loan specialists who design the deal based on:
➡️ How banks assess risk.
➡️ What approval officers actually look for.
➡️ How to structure income, pricing, and property selection.
We don’t start with the property.
We start with bank approval — then match the right deal.
That’s why this works when others fail.
How The Deal Works (Real Numbers)
Real Deal Example (Actual Structure)
🟢 Property Purchase
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Property SPA Price: RM540,000
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Loan Margin: 90%
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Loan Amount: RM486,000
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Loan Tenure: 35 years
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Monthly Instalment: ~RM2,300
🟢 After All Deductions
Cash back is structured to cover:
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Booking fees
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Legal fees
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MOT
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Renovation
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Furnishing
👉 Cash back in hand: RM48,600
Client receives a fully furnished, ready-to-rent property.
🟢 Rental Comparison (Why Cash Flow Makes Sense)
Normal Market Rent (Whole Unit, Fully Furnished)
~RM2,300 / month
Room-by-Room Rental Strategy
~RM3,000 / month
👉 Instalment largely covered.
👉 Potential positive monthly cash flow.
🟢 What Clients Use The RM48,600 Cash For
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Clear bad or high-interest debt.
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Start or expand a small business.
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Reinvest into another asset or property.
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Build emergency or opportunity funds.
This is not just buying property. This is improving cash flow and financial position from Day 1.
🟢 Why This Deal Is Different
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Buy below bank value sub-sale properties.
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Target SPA around RM500K ±.
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Mature locations in KL & Selangor.
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Strong rental demand areas only.
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Renovation + furnishing included.
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Extra room added (where allowed) for higher yield.
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Designed for approval first, not sales hype.
How It Works (Step-by-Step)
Step 1: Free Eligibility Check
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We assess income, CCRIS, commitments, and loan capacity.
Step 2: Loan Strategy Design
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Former bankers structure your loan for higher approval chance.
Step 3: Property Matching
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Only sub-sale units that pass bank and rental criteria.
Step 4: Cash Back Structuring
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Cash back covers all costs — no upfront payment.
Step 5: Ready-to-Rent Handover
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You receive keys, furnished unit, and cash in hand.
Why Malaysians Trust Massive Loan
➡️ Helped thousands of Malaysians secure approved deals.
➡️ Team includes former bank officers & loan consultants.
➡️ Focus on approval strategy, not pushing projects.
➡️ Many clients scale from 1 to 2 properties.
➡️ We don’t sell dreams. We structure deals banks actually approve.
Important: Who This Is (And Isn’t) For
THIS IS FOR YOU IF:
✅ Monthly net salary RM4,000 and above.
✅ Clean CCRIS (case-by-case review).
✅ Your CCRIS has no late payment over 1 month.
✅ Serious about owning property in 3–6 months.
THIS IS NOT FOR YOU IF:
❌ You are bankrupt, blacklisted, or under AKPK/SAA.
❌ Not willing to go through bank assessment.
❌ Just browsing with no intent to act.